View on Financial Planning

My view of Financial Planning

Three things

1. In my opinion, Financial Planning is not about insurance or investments or buying a product/plan because it ‘seems’ good. In my opinion, Financial Planning is about putting the odds in our favor and to increase the chances of us achieving our life goals. It is about creation & progression. It is about making sure our intentions are being met. My faith is that everyone can do it by continuously making better choices in life.
2. “Worrying is not planning and hope is not a good strategy” is a quote that resonates with me. I believe that to put the odds in our favor, a good strategy and plan is crucial. This is also why I choose to be on an Independent Financial Advisory platform – to be certain that I will be able to execute the best plans and strategies for myself and for my clients.

My belief on wealth enhancement

My belief is that wealth enhancement can be classified into three main categories:

(1) High Potential; (2) Steady; and (3) Low potential.

For High Potential growth in wealth to be possible, I believe opportunity and value creation to be the crucial ingredients.
For Steady wealth creation, I believe the essential factors are planning, time and discipline. My faith is that anyone can grow their wealth steadily and my role as a financial consultant is to provide advice and facilitate this process of wealth creation- based on your goals and via a systematic approach of your cash flow projection & allocation.
As the saying goes, “Worrying is not planning and Hope is not a good strategy”. And this is what I assist with, in building a sound strategy and in materialising and managing your plans. It is also the reason why I enjoy being an Independent Financial Advisory consultant – that I am in the privileged position to help people work towards a better quality of life.