
TLDR version
Singlife MyShield Plan Coverage (with or without the existing copayment riders): 5X MediShield Life Limit
Across all 7 insurers, Singlife has the lowest cover as there are no extra benefit/coverage from having a rider (HealthPlus etc).
However, Singlife is also the only insurer (as of the date of this post) who has launched a cancer medical reimbursement plan that will cover the charges for outpatient cancer drug treatments (including drugs not on the cancer drug list) at a much higher limit. It also covers selected cancer treatments such as Inpatient and Outpatient Cell, Tissue and Gene Therapy and Proton Beam Therapy.
Coverage is as charged and the plan will cover, in excess of deductible, up to S$1.5million per policy year.
More FAQ on Singlife and the CDL Coverage
Conclusion: If you are Singlife Policyholder and if health allows, it is important to get this cancer cover plan as the coverage offered by just MyShield alone (5x MSL) will be insufficient.
Do drop me a WhatsApp if you would like to find out more.
info correct as of 31st march
