Our clients and friends who have attended our Asset Allocation Seminar would remember our advocacy for equities (between bond, equities, precious metals, real estate & cash) as the preferred asset class since almost 2years back..
Despite having a long term preference over certain asset class, it is important to understand that patience and time (note that we are talking about opportunity and not in timing the market) would still determine how one’s investment performs.
That being said, the final investment decision, the saving vehicle to use would still hinge on each individual’s situation.
Take for example our investment portfolios:
In 2013, our clients who have lump sum cash investment made returns of ~12-15%, CPF/SRS investment made ~8-11%. Clients who committed to monthly small sum investment are in the range of -5 -4%.
The variation in return for CPF/SRS is due to the fund restrictions imposed under each scheme. As for clients making small monthly investments (allocation is mainly to emerging markets and china), the Dollar Cost Averaging strategy is in investing and positioning for the longer term eventual recovery. In the end, it still boils down to making the better choice for yourself.
Back to property, here are the articles that may be of interest to you. The time will come when Real Estate goes back to being our fav asset class; just gotta make patience and time your friend.
3rd Quarter Release
4th quarter flash estimates
article on business times
And final food for thought, what is your investment strategy and allocation now?
CFP, representing Financial Alliance 